Al’s Hobby Shop Layaway Policy
What is a layaway?
A layaway is a method that allows you to place an item on hold/storage at our store to purchase it within
forty-five (45) days.
How does a layaway work?
If you would like to place an item on layaway a 25% deposit of the total purchase price must be placed on the
item. Forty-five days from the date that the layaway was created you must pay in full the remaining balance
that is due to pick-up the item.
Here is an example:
| The layaway total purchase price is | $100.00 |
| Deposit price of 25% is |
-$25.00 |
| Remaining balance to be paid in 45 days is | $75.00 |
Is interest applied to the remaining balance of the layaway?
No, interest is not applied to the remaining balance of your layaway.
The advantage of a layaway.
A layaway allows you to purchase an item and pay without using your credit card or a large sum of cash at one
time. It allows you to pay with smaller, more affordable amounts, allowing you to stay within your budget. This
can be a great advantage to you for the holiday season.
Can a special ordered item be placed on a layaway?
Yes, you can special order an item and place it on layaway. You will still need to place the 25% deposit to
begin the layaway.
If you change your mind and cancel your layaway...
If you change your mind about placing an item on layaway and cancel it, you must wait 7 days before your
deposit can be refunded to you.
If your layaway is not paid in full in 45 days…
If the layaway is not paid in full by the end of the 45 day period, the item is returned to general store
inventory and all payments made within that 45 day period including your deposit are forfeited and not returned
to you.
If your layaway is a special ordered item and is not paid in full in 45 days…
If the layaway is for a special ordered item and it is not paid in full by the end of the 45 day period, the
item is returned to the distributor and all payments made within that 45 day period including your deposit are
forfeited and not returned to you.
How to pay for a layaway…
Layaways can be created and paid with credit card, debit card, check, cash, and Al’s Gift Cards.
When you make a payment on your layaway you must bring your original layaway receipt and any additional payment
receipts that you have received. This will help us locate your layaway and apply the payment correctly.
Can’t stop in the store? No problem; you can pay by phone.
If you cannot physically stop in our store to pay on your layaway, you can call us by phone at 630-832-4908 and
make a payment using your credit or debit card over the phone. When making a payment by phone, please give us
the layaway number that appears on the original layaway receipt. If you want to make your final payment over
the phone we can ship it to your location for free.
Internet and email payments…
Sorry, layaway payments cannot be made through our web site or through our email.